“法无明文规定不处罚”体现的是（）。

管理5号性格的员工，可以（）。

发现生活中5号性格的人，具备（）。

工作中（）是真正的成熟。

逃窜

Who_______theagendaforthis?Itdoesn’tseemtobecomplete.

Thankyouforattendingthemeetingontime.

Cross-culturalCommunicationontheTelephoneCheckthatyouunderstandwhathasbeensaid.Repeatthemostimportantinformation,andlookforconfirmation.Askforrepetitionifyouthinkitisnecessary.Remembertoothatdifferentcultureshavedifferentwaysofusinglanguage.Somespeakinaveryliteralwaysoitisalwaysquiteclearwhattheymean.Othersaremoreindirect,usinghints,suggestionsandunderstatement(forexample‘notverygoodresults’=‘absolutelydisastrous’)toputovertheirmessage.NorthAmerica,Scandinavia,GermanyandFranceare‘explicit’countries,whiletheBritishmakingclearexactlywhattheymean.OnereasonforthisseemstobethattheBritishuselanguageinamoreabstractwaythanmostAmericansandcontinentalEuropeans.InBritaintherearealsoconventionsofpolitenessandatendencytoavoidshowingone’struefeelings.ForexampleifaDutchmansaysanideais‘interesting’hemeansthatitisinteresting.IfanEnglishmansaysthatanideais‘interesting’youhavetoworkoutfromthewayhesaysitwhetherhemeansitisagoodideaorabadidea.Meanwhile,forsimilarreasonsJapanese,RussiansandArabs—‘subtle’countries—sometimesseemvagueandrudetotheBritish.Iftheysayanideaisinterestingitmaybeoutofpoliteness.Theoppositeofthisisthatplainspeakerscanseemrudeanddominatingtosubtlespeakers,asAmericanscansoundtotheBritish—ortheBritishtotheJapanese.TheBritishhaveatendencytoengageinsmalltalkatthebeginningandendoftheconversation.Questionsabouttheweather,health,businessingeneralandwhatonehasbeendoingrecentlyareallpartoftelephoning,layafoundationforthetruepurposeofthecall.Attheendofacall,theremaywellbevariousrequests,Nicetalkingtoyou,Sayhellotothefamily(ifyouhavemetthem)andlookingforwardtoseeingyouagainsoon.Asharp,briefstyleoftalkingonthephonemayappearunfriendlytoaBritishpartner.NotallnationalitiesareaskeenonsmalltalkasBritish!Beingawareofthesedifferencescanhelpinunderstandinghelpwithdifferentculturaltraditions.Thedifficultyonthephoneisthatyoucannotseethebodylanguagewhichcanhelpinunderstandingpeople.Choosethebestanswerforthefollowingquestions.5)WhichofthefollowingisnottrueabouttheBritishattheendoftelephoneconversation.?

市场上短期国库券利率为5%，通货膨胀补偿率为2%，实际市场利率为10%，则风险报酬率为7%

某企业按年利率4.5%向银行借款200万元，银行要求10%的补偿性余额，则该借款的实际利率为（）

某人存入一笔钱，想5年后得到10万元，若银行存款利率为3%，则现值应存入（）万元

假如企业按12%的年利率取得贷款200000元，要求在5年内每年年末等额偿还，每年的偿付额应为（）元。

某项年金，前3年无现金流入，后5的每年年初流入500万元，若年利率为10%，其现值为（）万元。

某公司2018年财务杠杆系数为2.5，经营杠杆系数是4，每股收益增长率为80%，假定其他因素不变，2018年预期销售增长率为（）

如果财务杠杆系数为1，则以下表述正确的是（）