–Soyoumissedthemeeting.–_______.Igottherefiveminutesbeforeitfinished.

“MightIhavesomemorebread?”“_____!”

Herfaceisassoftasa___.

Howtopronouncepeanutbutter?

Howtopronounceopinion?

I___very___.Ineedtotakea___.

Thiscavalierattitudeismakingsomeparentsrethinktheallowancetradition.Theweeklystipendismeanttohelpkidslearnaboutmoney,butsomeexpertssaytoomuchcash—easilyhandedoutintheseflushtimes—andtoofewobligationscanleadtoafiscallyirresponsiblefuture.Manykidshavea“lackofunderstanding(of)howharditistoearnmoney,”saysGodfrey.“ThatisnotOK.”37.Godfreyfeelsthat___________

Wouldyoustooptopickupafoundpenny?Ifyoubelieveinthevalueofmoneyorthepossibilityofluck,youwould.Unless,ofcourse,you’reateenager.WhenNuveenInvestmentsasked1,000kidsaged12to17tonamethesumtheywouldbothertopickup,58percentsaidadollarormore.Somewon’tgivepocketspacetocoinsevenifthey’realreadyinhand,saysNealeGodfrey,authorofMoneyDoesn’tGrowonTrees.Manyhighschoolersbuylunchandthrowawaythechange,shesays.Asoneboyexplainedtoher,“WhatamIgoingtodowithit?”36.NuveenInvestmentsfoundthat___________

Allowances,doneright,areawaytoteachchildrentoplanaheadandchoosewisely,tobalancesaving,spending,investing,andevenphilanthropy.Doingitrightmeansdecidingaheadoftimehowmuchtogiveandhowoftentogiveit.Anditrequiresdeterminingwhatthechild’sresponsibilitieswillbe.38.Thewriterfeelsthatallowances___________

About50percentofchildrenbetween12and18getanallowanceorcashfromtheirparents,saysasurveyconductedbyOhioStateUniversityfortheU.S.LaborDepartment.Themedianamounttheygotwas$50aweek.(TeenagersintheEastNorthCentralregion,whichincludesOhioandIndiana,getthemost—amedianof$75aweek—andkidsintheEastSouthCentral,includingMississippiandAlabama,aregiventheleast,withamedianof$30aweek.)Nationallyspeaking,about10millionkidsreceiveatotalofaround$1billioneveryweek.39.Onaverage,childrenwhoreceivethemostallowanceslivein___________.